Walmart Cash Back Overview
Walmart offers a convenient cash back service that lets customers get cash during their shopping trips, saving them a trip to the bank or ATM.
Key Points:
- Cash back is available with debit cards, credit cards (excluding Walmart gift cards and EBT cards), and personal checks.
- The cash back amount depends on your payment method.
- Debit card users can receive up to $100 cash back, while check users can get up to $20.
How to Get Cash Back at Walmart
There are several ways to request cash back:
- At the Register: Simply ask the cashier for the amount you want when you check out.
- Self-Checkout: Choose the cash back option on the screen and follow the prompts.
- Walmart Pay: Use the Walmart app to pay and request cash back at the same time.
Understanding Cash Back Limits
Cash back limits depend on your payment method:
- Debit card users can get up to $100 per transaction.
- Check users are limited to $20 per transaction.
- Cash back is generally not available for credit card transactions, except for Discover cardholders.
- Walmart gift cards and EBT cards are not eligible for cash back.
Keep in mind that cash back policies may vary by location and are subject to change.
Payment Methods for Cash Back
- Debit Cards: Up to $100 cash back per transaction.
- Credit Cards: Only specific cards like Discover may offer cash back.
- Walmart Pay: You can request cash back when using this digital payment method.
- Checks: Cash back is limited to $20 per transaction.
Be Aware of Potential Costs
Some banks may charge fees for receiving cash back, such as overdraft, returned check, or foreign transaction fees. Walmart itself does not charge any fees for cash back.
Cash Back for Online Purchases
When shopping on Walmart.com, you can earn up to 5% cash back if you use the Walmart credit card or Walmart Mastercard.
Additionally, extra cash back opportunities are available through partner sites like Rakuten, TopCashback, and BeFrugal.
Walmart Loyalty Programs
By joining Walmart’s loyalty programs, you can earn rewards and discounts. With the Walmart Credit Card or Walmart Mastercard, you’ll get 5% cash back on online purchases and 2% back on in-store purchases. Members also enjoy exclusive promotions and discounts.
To get the most out of your Walmart shopping experience, be sure to stay informed about cash back methods, associated fees, and limits for smooth transactions.
